These Terms of Use (“Terms”) govern your access to and use of the services, application, website, and other platforms (“Services”) provided by krasha financial services Private Limited, operating under the brand name Agriva (“Agriva”, “we”, “us”, or “our”). By downloading, installing, accessing, or using the Services, you (“User”, “you”, or “your”) agree to be bound by these Terms. If you do not agree to these Terms, you must not access or use our Services.

1. Governing Law

This Agreement shall be governed and interpreted in accordance with the laws of India, without regard to its conflict of law principles. Any disputes arising shall be subject to the exclusive jurisdiction of the courts of India.

2. Changes to Terms

Agriva reserves the right to modify or update these Terms from time to time. We encourage you to review this page periodically. Continued access or use of the Services after any modifications shall constitute your acceptance of the revised Terms.

3. Applicability

These Terms apply to all users who access or use the Agriva mobile application, website, or related services, including those who register an account or make investments through the platform.

4. Services Provided

Our platform — Agriva Club — now operates purely as a subscription-based community and discovery platform focused on financial literacy, investor awareness, and informed decision-making on non-financial investment opportunities like real estate, solar, farms etc

• We do not solicit, manage, or distribute any financial or investment products.
  
  

• All content, events, and discussions on the platform are strictly educational and informational in nature, and not to be construed as investment advice.
  
  

• The opportunities and products we feature or advertise — such as real estate, lifestyle assets, and similar categories — are non-financial in nature and fall outside the purview of SEBI’s regulatory framework.
  
  

Users may access the platform through mobile or desktop devices. Offline access is limited to content stored locally; internet connectivity is required for full functionality.

5. User Responsibilities

You are solely responsible for maintaining the confidentiality of your account credentials, including your username and password. You agree to:

• Notify us immediately of any unauthorized access to your account.

• Accept responsibility for all activities under your account.

• Keep your device secure and updated.

We are not liable for any data loss, unauthorized transactions, or other damages resulting from the misuse of your account.

6. Data and Privacy

Agriva respects your right to data ownership. You retain all rights to the content you create or store via the platform. By using our Services, you grant us a limited license to use, reproduce, or distribute such content solely for operational or internal improvement purposes. While we take reasonable measures to protect your data, we are not responsible for data leaks or security breaches beyond our control. For more information, please refer to our [Privacy Policy].

7. Intellectual Property

All intellectual property rights in the Services, including but not limited to software, content, graphics, and trademarks, are owned by Agriva or its licensors. You are granted a limited, non-exclusive, non-transferable license to use the Services solely as permitted by these Terms.

You shall not:

• Copy, distribute, or commercially exploit the Services

• Reverse-engineer, decompile, or modify any software

• Infringe on any proprietary rights
  
  

8. Prohibited Conduct

You agree not to use the Services for any unlawful or harmful purpose. You shall not:

• Post content that is illegal, offensive, defamatory, or misleading

• Attempt unauthorized access to other users’ accounts

• Engage in spam, phishing, or malicious activity

• Transmit viruses, malware, or harmful software

• Sell, rent, or transfer your account without written consent

Violation of these rules may result in suspension or termination of your account without notice.

9. User Account & Eligibility

You must be of legal age to form a binding contract in your jurisdiction to register and use the Services. By creating an account, you represent that:

• You meet the legal age requirement.

• All registration information is accurate and current.

• You agree to comply with all applicable laws.

Agriva reserves the right to suspend or terminate accounts at its discretion.

10. Indemnification

You agree to indemnify and hold harmless Agriva, its affiliates, officers, directors, employees, and agents from any claims, damages, liabilities, or legal expenses arising from:

• Your breach of these Terms

• Misuse of the Services

• Violation of any law or third-party rights
  
  

11. Permissions and Access

To provide our Services, the Agriva mobile app may request access to:

• Camera – for document verification and user identification

• Contacts – for referral or sharing features

• Storage – to save reports or documents

• Location – for regional customization

By granting these permissions, you agree to their intended use within the platform.

12. Promotional Communication

By using our Services, you consent to receive promotional, transactional, and service-related communications via SMS, email, calls, or app notifications. You may opt-out of promotional messages through available settings or contact support.

13. Breach and Termination

Agriva may suspend or terminate your account if we believe, in good faith, that you have violated these Terms or applicable laws. We reserve the right to pursue legal remedies for any breaches, including the right to restrict or block access to our Services.

14. Contact

For any questions or concerns regarding these Terms, please reach out to us at:

krasha financial services private limited / Agriva
📧 Email: support@THEagriva.in
🌐 Website: https://THEagriva.in